Do your RESEARCH! Follow some great personal finance and budgeting sites to learn new trends and stay well informed about ways to save money, invest, and budget. Here are my top 3 recommendations: Christian Personal Finance Good Financial Cents...
It’s NEVER too early to start saving for retirement! Most employers have 401K options, many with a company match. The 401K contribution is taken directly out of your paycheck, so you don’t really miss it. Plus, on your check stub it is nice to see the...
Is your paycheck direct-deposited? Can you choose more than one account? Then I suggest setting up a certain amount to go into a completely separate bank account for savings. This account needs to be one that you hardly ever access, because the funds in there...